Savings in 2022 and Beyond — Consider Auto and Mortgage Loan Refinances
Enhancing financial wellness is top of mind for many of us at the beginning of a new year. Fortunately, auto loan and mortgage refinances from your credit union are worth looking at to help improve your financial situation this year and for years to come. Consider the money you could be saving on monthly payments and, in many cases, even on the overall cost of your car or home. Rates are great right now!
When you refinance a loan, there are several common factors to consider to determine the best possible solution for you. CSCU can help you understand the best options available for your unique situation. Perhaps you financed your home or car when rates were high. Or, has your credit score improved since you bought or refinanced your home or vehicle? You could be eligible for a lower interest rate for more savings! Another common reason for refinancing involves changing the terms of a loan – such as extending or shortening the term length, or switching from an adjustable rate to a fixed rate, etc. Whatever your goal might be, CSCU’s auto and mortgage refinances offer many benefits:
Auto Loan Refinances
With CSCU, you could enjoy:¹
- Rates as low as 2.99% APR*
- Flexible terms
- Financing up to 120% of MSRP
- Enjoy up to $300 cash back when you refinance
Mortgage Loan Refinances
CSCU mortgage benefits include:²
- Competitive low rates
- Flexible terms
- Friendly mortgage professionals
Still not sure if refinancing is right for you? Schedule a consultation with a friendly CSCU member service professional today to discuss your personal situation by calling (209) 444-5300 or emailing us.