Auto and Mortgage Loan Refinances

Savings in 2022 and Beyond — Consider Auto and Mortgage Loan Refinances

Enhancing financial wellness is top of mind for many of us at the beginning of a new year. Fortunately, auto loan and mortgage refinances from your credit union are worth looking at to help improve your financial situation this year and for years to come. Consider the money you could be saving on monthly payments and, in many cases, even on the overall cost of your car or home. Rates are great right now!

When you refinance a loan, there are several common factors to consider to determine the best possible solution for you. CSCU can help you understand the best options available for your unique situation. Perhaps you financed your home or car when rates were high. Or, has your credit score improved since you bought or refinanced your home or vehicle? You could be eligible for a lower interest rate for more savings! Another common reason for refinancing involves changing the terms of a loan – such as extending or shortening the term length, or switching from an adjustable rate to a fixed rate, etc. Whatever your goal might be, CSCU’s auto and mortgage refinances offer many benefits:

Auto Loan Refinances

With CSCU, you could enjoy:¹

  • Rates as low as 2.99% APR*
  • Flexible terms
  • Financing up to 120% of MSRP
  • Enjoy up to $300 cash back when you refinance

Mortgage Loan Refinances

CSCU mortgage benefits include:²

  • Competitive low rates
  • Flexible terms
  • Friendly mortgage professionals

Still not sure if refinancing is right for you? Schedule a consultation with a friendly CSCU member service professional today to discuss your personal situation by calling (209) 444-5300 or emailing us.

*APR = Annual Percentage Rate. ¹1% Cash back paid on the loan amount ($10,000 minimum) not including loan dollars towards other products such as (GAP-Guaranteed Asset Protection). The cash back will be awarded as a deposit made to your Central State Credit Union savings account within 1 business day from the loan funding date. Maximum cash back is $300. Cash back for refinancing of non-Central State Credit Union auto loans only. Cash back available only once per vehicle. Offer good for a limited time only. Subject to credit approval. ²Subject to credit approval.