Early Holiday Loans

Woman online shopping

Early Holiday Loans

Our Early Holiday Loan is perfect for members who would like to begin shopping early or enjoy fall activities, trips, and beyond. 


  • Available October 1-31, 2021
  • Loan amounts up to $2,000
  • Rates as low as 7.99% APR*
  • Terms up to 12 months

Apply for yours online today by selecting “Personal Loan” on the application.

*APR = Annual Percentage Rate.
¹ Rate as low as 7.99% APR. Up to $2,000. Early Holiday Loans subject to credit approval. Cannot be used to pay off any existing CSCU loans. The rate you pay will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category your rate may be higher. Payment and term affected by amount financed. Certain terms may not be available for all risk categories. Savings account required for a loan. Only a $5 minimum deposit required to open an account and become a Central State CU member. You can open an account if you live, work, worship, or attend school in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras counties. Offer valid for applicable loans October 1 – 31, 2021.