Employment Opportunities

We’re Hiring – Join our Team!

Thank you for your interest in positions at Central State Credit Union. Please see all available job listings below.

To apply, please submit your resume and cover letter by form submission, mail, or fax.

Mail:
Central State Credit Union
Attention: H.R.
P.O. Box 1329
Stockton, CA 95201

Fax: (209) 444-5373

Position: Vice President/Chief Financial Officer

Department: Administration
Reports to: President/CEO
FLSA Classification: Exempt

Job Summary:

Direct and manage all practices and activities in the Finance and Accounting functions to ensure compliance with State and Federal rules and regulations. Manage auditing, accounting, and record keeping activities of the credit union to ensure they meet generally accepted accounting practices (GAAP). Prepare annual budget, income forecasts, statistical guidelines, and Asset Liability Management (ALM) reports. Recommend operational changes as needed.

Supervisory Responsibilities:

  • Recruits, interviews, hires, and trains staff in the finance department.
  • Oversees the daily workflow of the department.
  • Provides constructive and timely performance evaluations.
  • Handles discipline and termination of employees in accordance with company policy.


Duties/Responsibilities:

  • As a member of the Executive Team, the CFO will work with the CEO and BOD to define and manage strategic direction of the credit union and provide overall leadership for successful operations.
  • Work with Executive Team in defining/preparing the credit union’s financial goals. Directs and prepares the annual budget, project income expenses, profits and asset/liability growth.
  • Directs the preparation of and review monthly financial reports. Monitors budget on an ongoing basis and provides analytical breakdown by function/department/branch. Prepares/presents financial reports to the BOD.
  • Manages, analyzes, and executes the credit unions investment transactions in compliance with ALM, Liquidity and Investment policies and goal.
  • Reviews, manages and develops credit union policies for his/her reporting structure (e.g. Accounting, Investment, ALM). Board-level policies are submitted to the CEO/BOD for approval, while Management-level policies are submitted to ET for approval.
  • Complies with all applicable Rules, Regulations and Statutes of the NCUA and other appropriate governing bodies to include but not limited to: the Credit Union Bylaws, Bank Secrecy Act, Fair Housing Act, Fair Lending Act, and Fair Credit Reporting.
  • Liaison for Asset Liability Committee (ALCO) and chairs the Management Asset Liability Committee (MALCO). Works with ET and senior management team to set credit union share and loan rates, with the objective to simultaneously manage Interest Rate Risk (IRR) and remain competitive in our marketplace.
  • Manages, analyzes, and executes the credit union’s risk management function, which includes annual independent financial audit services, internal audit services, vendor management compliance, insurance needs, and physical security.
  • Advises management on matters pertaining to taxes. Ensures financial reports are prepared and submitted to management/government agencies in a timely manner and in accordance with required specifications.
  • Administers the company’s fiscal accounting system, assuring that accurate financial records are maintained. Administers uniform systems for cost accounting, general accounting, and budgetary purposes. Coordinate accounting activities of the company with other functions/departments/branches as necessary.
  • Maintains current knowledge of regulatory requirements, GAAP and market conditions using various sources and analytical tools.


Required Skills/Abilities:

  • Excellent verbal and written communication skills.
  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Excellent time management skills with a proven ability to meet deadlines.
  • Strong analytical and problem-solving skills.
  • Proficient with Microsoft Office Suite or related software.
  • Strong supervisory and leadership skills.
  • Ability to function well in a high-paced and at times stressful environment.


Education and Experience:

  • Bachelor’s degree in Accounting/Finance required; Master’s degree and CPA preferred.
  • Ten (10) years’ progressively responsible accounting experience in a financial institution or public accounting firm.
  • Seven (7) years of managerial experience required.


Physical Requirements:

  • Prolonged periods of sitting at a desk and working on a computer.
  • May require standing and walking 25% of the time, lifting up to a maximum of 50 pounds, and other physical actions that include stooping, kneeling, crouching, crawling, reaching, pulling and pushing.

Position: Vice President Lending

Department: Administration
Reports to: CEO/President
FLSA Classification: Exempt

Job Summary: 

The Vice President of Lending will plan, direct, coordinate, and oversee activities in consumer and real estate lending. Responsible for the credit union’s administrative management of internal and external loan functions and relationships. Develop and implement consistent organizational policies and procedures that comply with external regulations. Support and provide direction to the centralized lending department. Ensure maximum profitability of lending activities that are in the best interest of the member while maintaining the focus to protect credit union assets. 

Supervisory Responsibilities: 

  • Recruits, interviews, hires, and trains staff in the lending department. 
  • Oversees the daily workflow of the department. 
  • Provides constructive and timely performance evaluations. 
  • Handles discipline and termination of employees in accordance with company policy. 


Duties/Responsibilities: 

  • Establish strategic plans to align with the credit union’s business plan; ensure the implementation of target goals for the department. 
  • Communicate credit union goals and direction with all employees to ensure clear understanding of rules, regulations, requirements, and expectations. 
  • Develop, implement, and monitor policies and procedures in accordance with credit union goals and strategies and regulatory guidelines. 
  • Work closely with branches and other departments to maintain consistency in credit union lending policies and procedures. 
  • Direct the work of Lending department in areas to include underwriting, loan processing, loan documentation, and approval or denial of consumer loans. 
  • Direct the development and monitoring of performance standards. Provide mentoring, coaching, or training to support and develop managers and staff. 
  • Research and evaluate feasibility of new lending products and make recommendations to Executive Management and Board of Directors. 
  • Develop and implement plans for expansion of lending programs. Keep abreast of changes in the industry, changing trends in lending and react to changes in a way that maintains competitiveness. 
  • May Represent and promote the credit union at external functions. 
  • Other duties as required by the credit union



Required Skills/Abilities: 

  • Excellent and professional communication and interpersonal skills are required. 
  • Maintains a positive attitude even in difficult or stressful situations 
  • Strong attention to detail and excellent organizational skills. 
  • Time management ability. 
  • Strong math, communication, and skills. 
  • Ability to read and interpret documents such as credit bureau reports, debt to income ratio reports, policy and procedure manuals. 
  • Ability to give clear and concise direction/ instructions. 
  • Coaches and encourages staff. 
  • Ability to delegate/assign duties for the efficient operation of the department/credit union



Education and Experience: 

  • Bachelor’s degree or equivalent in Accounting, Business, Business Administration or Finance 
  • At least five years of lending related experience is required. 
  • At least five years of managerial experience

 

Physical Requirements: 

  • Prolonged periods of sitting at a desk and working on a computer. 
  • May require standing and walking 25% of the time, lifting up to a maximum of 50 pounds, and other physical actions that include stooping, kneeling, crouching, crawling, reaching, pulling and pushing. 

Position: AVP BSA Compliance & Member Support

Department: Compliance
Reports to: VP Compliance & Member Support
FLSA Classification: Exempt

Job Summary:

The AVP BSA Compliance & Member Support is  responsible for development, implementation, administration, and ongoing maintenance of all aspects of the Bank Secrecy Act/Anti-Money Laundering/Office of Foreign Assets Control (BSA/AML/OFAC) Compliance programs and all aspects of Member Support.

Supervisory Responsibilities:

  • Recruits, interviews, hires, and trains staff in the compliance and member services departments.
  • Oversees the daily workflow of the department.
  • Provides constructive and timely performance evaluations.
  • Handles discipline and termination of employees in accordance with company policy.


Duties/Responsibilities:

  • Responsible for reviewing, updating, and ensuring adherence to all policies and procedures in accordance with the organization’s policies and applicable regulatory laws. Stay abreast of laws and regulations that impact the credit union’s compliance requirements with emphasis on Bank Secrecy Act, Patriot Act, OFAC, and Elder Abuse.
  • Oversee, enhance, develop, implement, and administer the BSA/AML/OFAC monitoring systems to ensure that appropriate parameters are in place to identify suspicious and/or fraudulent activity.
  • Administer the automated BSA monitoring system. Analyze data and reports produced from the system, branches, and other departments to identify and risk rate member accounts.
  • Manage scheduled medium- and high-risk member reviews, member due diligence/enhanced due diligence reviews, and ongoing monitoring/analysis of identified accounts to evaluate and document suspicious activity for Suspicious Activity Reports (SAR) filings.
  • Coordinates, supervises, and supports establishment’s compliance-related programs, such as compliance training, compliance testing and reporting, disaster recovery, contingency planning, and records warehousing and destruction. Develop or assist in the development of compliance training programs.
  • Support regulatory examiners with their examinations and ensuring any identified corrective actions are resolved in partnership with all operational areas.
  •  Responsible for annual updates and mailing of federal and state Privacy Notices; assisting with the annual BSA/OFAC training and Elder Abuse training.
  • Responsible for overseeing completion of monthly reporting, including but not limited to, Elder Abuse report, SAR report, Senior Management FM/Transaction reports and quarterly surprise cash counts for all branches.
  • Ensure all required regulatory reporting is conducted in a timely, accurate, and compliant manner, including the filing of Currency Transaction Reports (CTRs) and SARs to FinCen as well as 314(a) and 314(b) procedures and reporting.
  • Stay abreast of and analyze developing industry and compliance trends, scams or schemes, and changes to laws and regulations pertaining to BSA/AML/OFAC/USA Patriot Act. Advise Compliance and Risk Manager as well as the Deposit Compliance
  • Ensure compliance questions or concerns are promptly and courteously resolved, providing research and analytics as required.
  • May be required to coordinate with vendors and operating departments to ensure adherence to applicable laws and regulations, review loan and teller-related work to ensure accuracy and compliance.
  • Responsible for member support for wire requests, card services, e-services, ACH share drafts, and member disputes.
  • Maintain required certifications including (but not limited to) BSA.
  • Performs other related duties as assigned.


Required Skills/Abilities:

  • Knowledge of BSA/AML/OFAC/U.S. Patriot Act. General knowledge and understanding of deposit operations, lending activities, and other related consumer banking and compliance functions.
  • Proficient knowledge of branch operational activities and general knowledge of lending practices.
  • Ability to identify, scrutinize, and resolve problems in a timely manner.
  • Excellent verbal and written communication skills.
  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Excellent time management skills with a proven ability to meet deadlines.
  • Ability to function well in a high-paced and at times stressful environment.
  • Must possess a valid driver’s license.


Education and Experience:

  • Three to five years of similar or related experience
  • Two-year college degree, or completion of a specialized course of study or equivalent
  • BSA/AML Certifications preferred.


Physical Requirements:

  • Prolonged periods of sitting at a desk and working on a computer.
  • May require standing and walking 25% of the time, lifting up to a maximum of 50 pounds, and other physical actions that include stooping, kneeling, crouching, crawling, reaching, pulling and pushing.
  • May be required to work in an environment with high noise levels and unpredictable
    temperature and ventilation.

Position: Accounting Specialist I

Department: Accounting
Reports to: AVP of Accounting
FLSA Classification: Non-Exempt
Min. Starting Rate: $16.00/HR

Job Summary:

This position performs routine and repetitive accounting clerical duties in areas of Daily Work, Accounts Payable, General Ledger Reconciliations, and Settlement Reports.

Essential Duties:

  • Processes Accounts Payable
  • Performs assigned general ledger reconciliations
  • Prepares month-end financial reports
  • Balances credit union ATM network settlements
  • Clears and balances MoneyGram outstanding checks and daily settlements
  • Calculates and processes stale-dated credit union corporate checks
  • Assists with miscellaneous research and resolution including, but not limited to, locating any outages
  • Stays up-to-date and adheres to all established credit union policies, procedures, and guidelines


Qualifications, Education, and/or Experience:

  • 2-years experience and/or background in accounting
  • Associate degree or college student majoring in business accounting preferred


Competencies:

  • Efficiently processes Accounts Payable.
  • Ability to understand and review Catalyst Tranzact Postings.
  • Reconciles assigned general ledger accounts.
  • Communicates effectively, written and verbally, with co-workers and vendors.
  • Completes tasks, projects, research, etc., in a timely and efficient manner.
  • Ability to add, subtract, multiply and divide in all units of measure using whole numbers, common
    fractions, and decimals.
  • Proficient knowledge of 10-key.
  • General knowledge of Microsoft Office applications with proficiency in Microsoft Excel and Word.
  • Strong attention to detail, and excellent organizational and time management skills.


Physical Requirements:

  • Required to read, write, hear and speak in English.
  • Frequently required to stand, walk, sit, use hands to finger, handle, or feel and reach with hands and arms.
  • Occasionally required to climb or balance; stoop, kneel, crouch, or crawl.
  • Regularly lift and /or move up to 25 pounds.
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