Seasonal Personal Loans

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Choice in the Changing Seasons for Seasonal Funds—Two Flexible Low-Rate Personal Loans From CSCU

It’s October, and the holiday season is on the horizon. As the leaves change and the holidays approach, are you financially ready for the months ahead? If not, you’re in good company! The holidays have a way of sneaking up on us all. That’s why your credit union is offering two special low-rate personal loans this fall. Our Early Holiday and Black Friday/Cyber Monday Personal Loans are both designed to help members access funds that may not be available at the ideal time to enjoy sales, holiday activities, and more. 

Early Holiday Loans

Our Early Holiday Loan is perfect for members who choose to begin shopping early or enjoy fall activities, trips, and beyond. 

Features:¹

  • Available October 1-31, 2021
  • Loan amounts up to $2,000
  • Rates as low as 7.99% APR*
  • Terms up to 12 months
 

Apply for yours online today by selecting “Personal Loan” on the application.

Black Friday/Cyber Monday Loans

Save a bundle on the items on your holiday list by snapping up deep discounts during Black Friday and Cyber Monday this November with our Black Friday/Cyber Monday Personal Loan. 

Features:²

  • Available November 1-30, 2021
  • Loan amounts up to $2,000
  • Rates as low as 7.99% APR*
  • Terms up to 12 months
 

Stay tuned and mark your calendar to apply for your CSCU Black Friday/Cyber Monday Loan, coming in November.

*APR = Annual Percentage Rate.
¹ Rate as low as 7.99% APR. Up to $2,000. Early Holiday Loans subject to credit approval. Cannot be used to pay off any existing CSCU loans. The rate you pay will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category your rate may be higher. Payment and term affected by amount financed. Certain terms may not be available for all risk categories. Savings account required for a loan. Only a $5 minimum deposit required to open an account and become a Central State CU member. You can open an account if you live, work, worship, or attend school in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras counties. Offer valid for applicable loans October 1 – 31, 2021.
² Rate as low as 7.99% APR. Up to $2,000. Black Friday/Cyber Monday Loans subject to credit approval. Cannot be used to pay off any existing CSCU loans. The rate you pay will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category your rate may be higher. Payment and term affected by amount financed. Certain terms may not be available for all risk categories. Savings account required for a loan. Only a $5 minimum deposit required to open an account and become a Central State CU member. You can open an account if you live, work, worship, or attend school in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras counties. Offer valid for applicable loans November 1 – 31, 2021.